(Photo by Drew Angerer/Getty Images)

Charles Dickens’s “A Xmas Carol” informs the tale of Ebenezer Cheapskate, a miserly task creator who is visited by 4 ghosts to instruct him in simply a couple of short staves one of the most important of lessons: “Don’t be a prick.” I review that novella annually during the Christmas/Saturnalia season.

” Wait a min,” some of you are stating, “Isn’t it 3 ghosts?” Well, allow’s see, there are the Ghosts of Xmas Past, Present, and Future. Ah, don’t forget the very initial ghost to haunt Cheapskate’s dimly lit bedchamber though: that of his former company companion and fellow crotchety old tightwad, Jacob Marley.

In the afterlife, Marley is cursed to wander the earth overloaded by a long chain made “of cash-boxes, keys, padlocks, journals, deeds, and hefty handbags operated in steel,” his just punishment for a life time of pettiness and greed. From now on, whenever I check out “A Christmas Carol,” I’m mosting likely to have a difficult time not visualizing Rudy Giuliani completely cast as Jacob Marley in the stage play running in my head.

Now, Giuliani is without a doubt a tightwad entrepreneur. We have actually largely failed to remember that due to a stunning array of succeeding misbehavior, however after 9/11, “America’s Mayor” cashed in on his picture through shabby company ventures, including by overcharging firms to suggest them on exactly how to prevent terrorism. I think corporations used funds that must have mosted likely to their investors for this for the exact same factor you may have paid the previous captain of the Exxon Valdez for advice on preventing oil spills, to take my very own joke.

Additionally, Giuliani is not specifically known for his spirit of providing either. Google searches for “Giuliani philanthropic offering” and “Giuliani philanthropy” show up results for just a structure unconnected to ol’ Rudy which is named after some folks who just occur to share his surname.

One thing I’ll provide him: Rudy Giuliani is somewhat popular for his volunteer job. Involuntary volunteer work, that is, for the Trump campaign: Trump stiffed him on the bill. Yet, trying to market your services for $20,000 per day to a bumbling prospective tyrant and being incapable to accumulate after-the-fact certainly doesn’t get the annual hours of done for free work Giuliani was intended to be doing prior to he lost his law licenses.

Rapacity, frugality, aversion to do anything for any person other than you or your employer whose boots you’re licking– these are all Jacob Marley-type behaviors. Yet Rudy Giuliani goes an action even more and takes directly from people. Probably there’s a little Grinch in there also.

Most just recently, a federal court located Giuliani accountable for $148 million in damages for maligning 2 Georgia election workers with his oft-repeated lies regarding vote stealing. The reality that the jury assigned over half the honor to compensatory damages shows just how much Giuliani did to unjustifiably mess up the lives of those poor ladies.

Along with trying to damage 2 innocent women, just to put forth a significantly abridged option of his wrongdoing, Giuliani:
Although he still possesses property worth millions, Giuliani is reportedly close to destitution. Sadly, neither of those women he maligned nor any one of the many other people he owes money to will probably ever before see greater than cents on the buck (if that). Take it from someone who understands through specialist experience: it is extremely, really hard to collect with the legal system from someone like Giuliani.

On the other hand, it is also much from positive to be perennially dogged by creditors. A good deal of what Giuliani owes will certainly not be dischargeable in personal bankruptcy. The debts will certainly follow him for the remainder of his life.

Hope continues to be that Giuliani could wind up behind bars wherefore he’s done. Whether that takes place or not, nonetheless, the remainder of his days he’ll be walking the planet bent under the significant weight of a symbolic chain of lawful judgments

Take heed the tale of Jacob, er, Rudy Giuliani. All ye readers, keep cheer and the spirit of generosity in your heart! And, of course, have a Merry Christmas!

Jonathan Wolf is a civil litigator and author of Your Debt-Free JD (affiliate link). He has taught legal writing, written for a wide variety of publications, and made it both his business and his pleasure to be financially and scientifically literate. Any views he expresses are probably pure gold, but are nonetheless solely his own and should not be attributed to any organization with which he is affiliated. He wouldn’t want to share the credit anyway. He can be reached at jon_wolf@hotmail.com.